Free tool

Lease Transfer Calculator

See exactly what your business saves by novating instead of paying the early termination charge — or calculate your true total cost as the incoming business.

inc. VAT
£
Enter your monthly payment and remaining months to see your saving
How this works
Early Termination ChargeMost PCH/PCP agreements charge 50% of remaining rentals if you exit early. Some charge 100%. We use the rate published in your funder's T&Cs.Success feeWe charge 2 months' rental if you have 12+ months left, or 1 month if under 12 months. The listing fee is £39.99 upfront.Transfer feeThe funder charges the incoming driver a transfer admin fee. This is separate from the platform fee and is paid by the buyer at handover.
Need the exact figures?
Your finance agreement will show the exact early termination charge formula and excess mileage rate. If you don't have it, call the funder's customer services and ask for a "settlement figure" and "excess mileage charge".
Funder data sources
Rates sourced from published T&Cs, broker guides, and industry data. Marked as estimated where exact figures are unavailable.