Swap-a-Lease is a business-to-business marketing platform exclusively. The platform is intended solely for use by UK-registered businesses, including companies, LLPs, partnerships, and sole traders acting in the course of their trade or business.
Swap-a-Lease does not facilitate, arrange, or advertise lease transfers between private consumers. By registering on this platform, you confirm that you are acting in a business capacity and not as a private individual.
This B2B-only model means that the Consumer Credit Act 1974 and FCA consumer credit regulations do not apply to transactions arranged through this platform. Nothing on this platform should be construed as a consumer credit service.
Swap-a-Lease is not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide, and nothing on this website constitutes, consumer financial advice, consumer credit brokering, or any regulated activity under the Financial Services and Markets Act 2000 (FSMA).
The platform operates under the B2B exemption to consumer credit regulation. All users are required to be businesses transacting in the course of their trade. Swap-a-Lease reserves the right to terminate any account where a user is found to be acting as a private consumer.
If you are a private individual seeking to exit or take over a personal car lease, this platform is not appropriate for you. You should seek advice from an FCA-authorised broker.
Swap-a-Lease provides a marketing and introduction service only. We connect businesses that wish to exit a Business Contract Hire (BCH) or other business lease agreement with businesses that wish to assume that agreement.
We are not a party to any lease transfer transaction. We do not hold, manage, or control any vehicle, finance agreement, or lease contract. All transfers are subject to the approval of the relevant finance company and are governed by the terms of the original lease agreement between the lessee and the funder.
Nothing on this platform constitutes financial, legal, tax, or accounting advice. Any information provided about funders, transfer fees, early termination charge methods, or transfer processes is for general informational purposes only and may not reflect your specific agreement.
Businesses should obtain independent legal and financial advice before entering into any lease transfer. Swap-a-Lease accepts no responsibility for decisions made in reliance on information published on this platform.
To the fullest extent permitted by applicable law, Swap-a-Lease accepts no liability for any direct, indirect, or consequential loss arising from:
• Reliance on any information published on this platform • The outcome of any lease transfer negotiation or transaction • Any act or omission of a business using the platform • The failure of a finance company to approve a transfer • Any misrepresentation by a listing business regarding the vehicle or contract
Nothing in this disclaimer excludes liability for fraud, death, or personal injury caused by negligence.
This disclaimer is governed by the laws of England and Wales. Any dispute arising from use of this platform shall be subject to the exclusive jurisdiction of the courts of England and Wales.