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"When a colleague told me he found his Mercedes lease on Swap-a-Lease and he didn't have to pay a deposit. I was on it in a flash."
Harry Richardson, - Your Comms

UK Lease Transfer membership platform

Welcome to Swap-a-Lease

Whether you are searching for a deposit paid short-term lease or have a car or van lease you don't need - we can help! Swap-a-Lease matches credit-worthy lease buyers with lease sellers.

Members pay a £39.99 fee to list their vehicle lease to buyers who register interest and submit a credit application to the leasing company who own the car.

We have been trading for over 20 years and have facilitated 1,000's of lease transfers for individuals, fleets, dealers, leasing companies and brokers. With over 20,000 registered members we have an active pool of lease transfer buyers. So, if you don't see a vehicle lease you want, set up a FREE account, tell us what you want and we'll try to find a match!

  • Featured Lease Transfer Deals

    A Comprehensive Guide to Novation: Definition and How to Transfer Leases What is Novation? Novation involves transferring lease agreements between businesses. It's a vital process ensuring smooth transitions, especially during mergers or acquisitions. Why Novation Matters? Novation is crucial for businesses undergoing changes in ownership or structure. It ensures seamless transfer of lease obligations to the new entity. Key Criteria for Novation: Novation usually involves two limited companies like LTDs, LLPs, or PLCs. Typically, a minimum of six months' lease term should remain. Both parties must maintain solvency. The contract terms remain unchanged. No arrears should exist in the current contract. The addresses on documents must match those on Company’s House records. A credit check is mandatory for the new leaseholder. Navigating the Novation Process: Each funder has it's novation process. Contact them directly for tailored guidance. Contact Details: ALD: 01179 086472 Alphabet: 03700 120392 (option 4) Arval: 03706 004499 LeasePlan: 03444 935811 Leasys: 03445 614611 (options 1 then 4) Lex: 03448 796633 Mobilize Financial Services: 03330 090230 Novuna: 03444 632900 Santander: 03301 348751 Conclusion: Novation is a vital process for businesses navigating changes in ownership or structure. Understanding the criteria and process ensures a seamless transition of lease agreements. For tailored guidance, contact your funder directly.

    Why did we build this site? We got stuck in a surplus vehicle lease contract. The early termination fees expected by the leasing company were really high and we didn't have the cash to pay the penalty charge. As it turned out, luckily the leasing company who owned the car, actively supported lease transfer although they weren't advertising the fact! When we asked what their process was they said we just needed to find a qualifying third party to take over the remaining lease commitment. In effect, a person or company that was equally credit-worthy. The 'lease transfer' process; also known as novation was quick and easy. Completing the process saved us £1,000's and relieved a lot of stress. We knew other people and business owners would also be in the same position.

    What do we do? Swap-a-Lease is designed to enable individuals and businesses to avoid the significant costs associated with the early termination of contract hire or other lease contracts, matching them with buyers searching for lower cost, deposit paid, short-term and cheap leasing deals. The adverts are placed by Leasing, finance companies and brokers, company car owners and fleet managers, franchise dealers who need to shift cancelled orders, Financially distressed individuals. Occasionally, we have access to some un-advertised new vehicle offers comprising Pre-registered, surplus, over-age, end of line, run out model stock offers. We also source difficult to find and long lead time prestige, sports, super-prestige and performance cars for some of our HNW members.

    How does it work? Lease sellers advertise their leases and potential [must be creditworthy] buyers register their interest. We charge sellers a small advertising fee £39.99 to list the lease and when a transfer is completed with the company that owns the vehicle and buyers and sellers are both happy, we charge a success fee equal to 2 months rentals. If there isn't a suitable match at any time we reccomend members set up a 'Notify Me' and we'll do our best to find a match in our network.

    Who benefits? There are almost 20,000 registered Swap-a-Lease members, some have had multiple vehicle lease transers from us, some have transferred their leases before moving abroad and others have been recommended by friends and family. We'll always do our very best to find the solution for your specific car leasing needs whether you are a seller or a buyer, join FREE today!

    Please Note: Swap-a-Lease is a car lease transfer marketing platform that connects registered buyers with registered sellers. We do not own any of the car leases listed. We are not authorised to provide financial or legal advice. We do advise all members to check all their options with the individual leasing company concerned and take independent motoring, legal and financial advice before making any decisions concerning contract hire, other vehicle lease or vehicle hire contract agreements. 02/03/23